Banking reimagined for the digital age
Experience premium credit cards with no annual fees, competitive APRs starting at 9.99%, and rewards that actually matter. Build your credit while earning cashback on every purchase.
Premium Credit Cards
No annual fees, competitive APRs from 9.99%, and up to 3% cashback on all purchases with our flagship Mintro Platinum Card.
Digital Banking
High-yield savings accounts, free checking, mobile deposits, and 24/7 customer support through our award-winning app.
Bank-Level Security
FDIC insured up to $250,000, real-time fraud monitoring, and biometric authentication for complete peace of mind.
See Mintro in Action
Experience our instant approval process with real-time decision making
Choose Your Perfect Credit Card
Mintro Platinum
- 3% cashback on dining & entertainment
- 2% on gas & groceries
- 1% on all other purchases
- $0 annual fee forever
- $200 welcome bonus
Mintro Elite
- 5% cashback on rotating categories
- 2% on all purchases
- Travel insurance included
- Priority customer support
- $500 welcome bonus
Mintro Secured
- Build or rebuild credit
- Secured with refundable deposit
- Graduate to unsecured card
- Free credit score monitoring
- $0 annual fee
Frequently Asked Questions
What credit score do I need?
Our Platinum card typically requires a credit score of 670+, while our Secured card helps build credit with no minimum score requirement.
Are there any hidden fees?
No hidden fees ever. We're transparent about all costs: no annual fees on most cards, no foreign transaction fees, and competitive balance transfer rates.
How do I earn and redeem rewards?
Earn cashback automatically on every purchase. Redeem as statement credits, direct deposits, or gift cards with no minimum redemption amount.
Is my money FDIC insured?
Yes, all deposit accounts are FDIC insured up to $250,000 per depositor. Your funds are protected by the full faith and credit of the U.S. government.
How quickly can I get my card?
Approved applications receive cards within 7-10 business days. Digital wallet access is available immediately upon approval for instant use.
What if I have poor credit?
Our Secured card is designed for credit building. With responsible use, most customers graduate to an unsecured card within 12 months.