/* Reset and Base Styles */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    --color-primary: #F6F7F9;
    --color-secondary: #111316;
    --color-accent: #D4AF37;
    --color-text: #2C2C2C;
    --color-text-light: #6B7280;
    --color-border: #E5E7EB;
    --color-success: #10B981;
    --color-warning: #F59E0B;
    --color-error: #EF4444;
    
    --font-serif: 'Crimson Text', serif;
    --font-sans: 'Inter', sans-serif;
    
    --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
    --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.1);
    --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.1);
    --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.1);
    
    --border-radius: 8px;
    --border-radius-lg: 12px;
    --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

@media (prefers-reduced-motion: reduce) {
    * {
        animation-duration: 0.01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: 0.01ms !important;
    }
}

body {
    font-family: var(--font-sans);
    background-color: var(--color-primary);
    color: var(--color-text);
    line-height: 1.6;
    overflow-x: hidden;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
}

/* Skip Link */
.skip-link {
    position: absolute;
    top: -40px;
    left: 6px;
    background: var(--color-secondary);
    color: white;
    padding: 8px;
    text-decoration: none;
    border-radius: 4px;
    z-index: 1000;
}

.skip-link:focus {
    top: 6px;
}

/* Header */
.header {
    position: fixed;
    top: 0;
    width: 100%;
    background: rgba(246, 247, 249, 0.95);
    backdrop-filter: blur(10px);
    border-bottom: 1px solid var(--color-border);
    z-index: 100;
}

.nav {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 16px 24px;
    max-width: 1200px;
    margin: 0 auto;
}

.logo {
    height: 32px;
    width: auto;
}

.nav-links {
    display: flex;
    align-items: center;
    gap: 32px;
}

.nav-links a {
    text-decoration: none;
    color: var(--color-text);
    font-weight: 500;
    transition: var(--transition);
}

.nav-links a:hover {
    color: var(--color-accent);
}

/* Buttons */
.btn-primary {
    background: var(--color-accent);
    color: white;
    border: none;
    padding: 12px 24px;
    border-radius: var(--border-radius);
    font-weight: 600;
    cursor: pointer;
    transition: var(--transition);
    text-decoration: none;
    display: inline-block;
    font-family: inherit;
}

.btn-primary:hover {
    background: #B8941F;
    transform: translateY(-1px);
    box-shadow: var(--shadow-md);
}

.btn-secondary {
    background: transparent;
    color: var(--color-text);
    border: 2px solid var(--color-border);
    padding: 12px 24px;
    border-radius: var(--border-radius);
    font-weight: 600;
    cursor: pointer;
    transition: var(--transition);
    font-family: inherit;
}

.btn-secondary:hover {
    border-color: var(--color-accent);
    color: var(--color-accent);
}

.btn-large {
    padding: 16px 32px;
    font-size: 18px;
}

.btn-full {
    width: 100%;
}

/* Hero Section */
.hero {
    padding: 120px 0 80px;
    min-height: 100vh;
    display: flex;
    align-items: center;
}

.hero .container {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
}

.hero-title {
    font-family: var(--font-serif);
    font-size: 3.5rem;
    font-weight: 600;
    line-height: 1.1;
    margin-bottom: 24px;
    color: var(--color-secondary);
}

.hero-subtitle {
    font-size: 1.25rem;
    color: var(--color-text-light);
    margin-bottom: 32px;
    line-height: 1.6;
}

/* Card Mockup */
.hero-visual {
    display: flex;
    justify-content: center;
    align-items: center;
}

.card-mockup {
    width: 380px;
    height: 240px;
    border-radius: 16px;
    position: relative;
    overflow: hidden;
    box-shadow: var(--shadow-xl);
    transform: perspective(1000px) rotateY(-5deg) rotateX(5deg);
    transition: var(--transition);
}

.card-mockup:hover {
    transform: perspective(1000px) rotateY(0deg) rotateX(0deg);
}

.card-gradient {
    position: absolute;
    inset: 0;
    background: linear-gradient(135deg, var(--color-secondary) 0%, #2D3748 50%, var(--color-accent) 100%);
    animation: gradientShift 6s ease-in-out infinite;
}

@keyframes gradientShift {
    0%, 100% { background: linear-gradient(135deg, var(--color-secondary) 0%, #2D3748 50%, var(--color-accent) 100%); }
    50% { background: linear-gradient(135deg, #2D3748 0%, var(--color-accent) 50%, var(--color-secondary) 100%); }
}

.card-content {
    position: relative;
    z-index: 2;
    padding: 32px;
    height: 100%;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    color: white;
}

.card-logo {
    font-family: var(--font-serif);
    font-size: 24px;
    font-weight: 600;
    text-transform: lowercase;
}

.card-number {
    font-family: 'Courier New', monospace;
    font-size: 20px;
    letter-spacing: 2px;
    margin: 20px 0;
}

.card-details {
    display: flex;
    justify-content: space-between;
    align-items: end;
}

.card-name {
    font-size: 14px;
    font-weight: 600;
    letter-spacing: 1px;
}

.card-expiry {
    font-size: 14px;
    font-family: 'Courier New', monospace;
}

/* Features Section */
.features {
    padding: 80px 0;
    background: white;
}

.features-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 48px;
}

.feature-item {
    text-align: center;
    padding: 32px;
}

.feature-icon {
    font-size: 48px;
    margin-bottom: 24px;
}

.feature-item h3 {
    font-family: var(--font-serif);
    font-size: 1.5rem;
    margin-bottom: 16px;
    color: var(--color-secondary);
}

.feature-item p {
    color: var(--color-text-light);
    line-height: 1.6;
}

/* Demo Section */
.demo {
    padding: 80px 0;
    background: var(--color-primary);
}

.demo-header {
    text-align: center;
    margin-bottom: 64px;
}

.demo-header h2 {
    font-family: var(--font-serif);
    font-size: 2.5rem;
    margin-bottom: 16px;
    color: var(--color-secondary);
}

.demo-widget {
    max-width: 500px;
    margin: 0 auto;
    background: white;
    border-radius: var(--border-radius-lg);
    box-shadow: var(--shadow-lg);
    overflow: hidden;
}

.demo-form {
    padding: 40px;
}

.demo-form h3 {
    font-family: var(--font-serif);
    font-size: 1.5rem;
    margin-bottom: 32px;
    text-align: center;
    color: var(--color-secondary);
}

.form-group {
    margin-bottom: 24px;
}

.form-group label {
    display: block;
    margin-bottom: 8px;
    font-weight: 500;
    color: var(--color-text);
}

.form-group input,
.form-group select {
    width: 100%;
    padding: 12px 16px;
    border: 2px solid var(--color-border);
    border-radius: var(--border-radius);
    font-size: 16px;
    transition: var(--transition);
    font-family: inherit;
}

.form-group input:focus,
.form-group select:focus {
    outline: none;
    border-color: var(--color-accent);
    box-shadow: 0 0 0 3px rgba(212, 175, 55, 0.1);
}

.form-group input.error,
.form-group select.error {
    border-color: var(--color-error);
}

.error-message {
    display: block;
    color: var(--color-error);
    font-size: 14px;
    margin-top: 4px;
    min-height: 20px;
}

.security-badges {
    display: flex;
    justify-content: center;
    gap: 16px;
    margin-top: 24px;
    padding-top: 24px;
    border-top: 1px solid var(--color-border);
}

.badge {
    font-size: 12px;
    color: var(--color-text-light);
    display: flex;
    align-items: center;
    gap: 4px;
}

/* Demo Result */
.demo-result {
    padding: 40px;
    text-align: center;
}

.result-approved {
    color: var(--color-success);
}

.result-pending {
    color: var(--color-warning);
}

.result-declined {
    color: var(--color-error);
}

.result-icon {
    font-size: 48px;
    margin-bottom: 16px;
}

.result-title {
    font-family: var(--font-serif);
    font-size: 1.5rem;
    margin-bottom: 16px;
}

.result-message {
    margin-bottom: 24px;
    line-height: 1.6;
}

.result-details {
    background: var(--color-primary);
    padding: 16px;
    border-radius: var(--border-radius);
    margin-bottom: 24px;
    text-align: left;
}

/* Pricing Section */
.pricing {
    padding: 80px 0;
    background: white;
}

.pricing h2 {
    font-family: var(--font-serif);
    font-size: 2.5rem;
    text-align: center;
    margin-bottom: 64px;
    color: var(--color-secondary);
}

.pricing-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 32px;
    max-width: 800px;
    margin: 0 auto;
}

.pricing-card {
    background: var(--color-primary);
    padding: 40px 32px;
    border-radius: var(--border-radius-lg);
    text-align: center;
    border: 2px solid transparent;
    transition: var(--transition);
}

.pricing-card.featured {
    border-color: var(--color-accent);
    transform: scale(1.05);
}

.pricing-card h3 {
    font-family: var(--font-serif);
    font-size: 1.5rem;
    margin-bottom: 16px;
    color: var(--color-secondary);
}

.price {
    font-size: 3rem;
    font-weight: 600;
    color: var(--color-accent);
    margin-bottom: 32px;
}

.price span {
    font-size: 1rem;
    color: var(--color-text-light);
}

.pricing-card ul {
    list-style: none;
    text-align: left;
}

.pricing-card li {
    padding: 8px 0;
    position: relative;
    padding-left: 24px;
}

.pricing-card li::before {
    content: '✓';
    position: absolute;
    left: 0;
    color: var(--color-success);
    font-weight: bold;
}

/* FAQ Section */
.faq {
    padding: 80px 0;
    background: var(--color-primary);
}

.faq h2 {
    font-family: var(--font-serif);
    font-size: 2.5rem;
    text-align: center;
    margin-bottom: 64px;
    color: var(--color-secondary);
}

.faq-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 32px;
}

.faq-item {
    background: white;
    padding: 32px;
    border-radius: var(--border-radius-lg);
    box-shadow: var(--shadow-sm);
}

.faq-item h4 {
    font-family: var(--font-serif);
    font-size: 1.25rem;
    margin-bottom: 16px;
    color: var(--color-secondary);
}

.faq-item p {
    color: var(--color-text-light);
    line-height: 1.6;
}

/* Trust Section */
.trust {
    padding: 60px 0;
    background: white;
    border-top: 1px solid var(--color-border);
}

.trust h3 {
    text-align: center;
    margin-bottom: 40px;
    color: var(--color-text-light);
    font-weight: 400;
}

.trust-logos {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 48px;
    flex-wrap: wrap;
}

.trust-logo {
    font-weight: 600;
    color: var(--color-text-light);
    opacity: 0.6;
    transition: var(--transition);
}

.trust-logo:hover {
    opacity: 1;
}

/* Footer */
.footer {
    background: var(--color-secondary);
    color: white;
    padding: 60px 0 20px;
}

.footer-content {
    display: grid;
    grid-template-columns: 1fr 2fr;
    gap: 64px;
    margin-bottom: 40px;
}

.footer-brand p {
    margin-top: 16px;
    color: rgba(255, 255, 255, 0.7);
}

.footer-links {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 32px;
}

.footer-column h4 {
    margin-bottom: 16px;
    font-weight: 600;
}

.footer-column a {
    display: block;
    color: rgba(255, 255, 255, 0.7);
    text-decoration: none;
    margin-bottom: 8px;
    transition: var(--transition);
}

.footer-column a:hover {
    color: var(--color-accent);
}

.footer-bottom {
    text-align: center;
    padding-top: 20px;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    color: rgba(255, 255, 255, 0.5);
}

/* New Page Styles */
.page-hero {
    padding: 120px 0 80px;
    background: linear-gradient(135deg, var(--color-primary) 0%, white 100%);
    text-align: center;
}

.page-hero h1 {
    font-family: var(--font-serif);
    font-size: 3rem;
    margin-bottom: 24px;
    color: var(--color-secondary);
}

.page-hero p {
    font-size: 1.25rem;
    color: var(--color-text-light);
    max-width: 600px;
    margin: 0 auto;
}

.nav-links .active {
    color: var(--color-accent);
    font-weight: 600;
}

/* Contact Form Styles */
.contact-form-section {
    padding: 80px 0;
    background: var(--color-primary);
}

.form-container {
    max-width: 600px;
    margin: 0 auto;
    background: white;
    padding: 40px;
    border-radius: var(--border-radius-lg);
    box-shadow: var(--shadow-lg);
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
}

.contact-form textarea {
    width: 100%;
    padding: 12px 16px;
    border: 2px solid var(--color-border);
    border-radius: var(--border-radius);
    font-size: 16px;
    font-family: inherit;
    resize: vertical;
    transition: var(--transition);
}

.contact-form textarea:focus {
    outline: none;
    border-color: var(--color-accent);
    box-shadow: 0 0 0 3px rgba(212, 175, 55, 0.1);
}

/* Contact Options */
.contact-options {
    padding: 80px 0;
    background: white;
}

.contact-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 32px;
}

.contact-method {
    text-align: center;
    padding: 32px;
    background: var(--color-primary);
    border-radius: var(--border-radius-lg);
    transition: var(--transition);
}

.contact-method:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-md);
}

.contact-icon {
    font-size: 48px;
    margin-bottom: 16px;
}

.contact-details {
    margin: 16px 0 24px;
    color: var(--color-text-light);
}

/* Help Center */
.help-center {
    padding: 80px 0;
    background: var(--color-primary);
}

.help-categories {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 32px;
}

.help-category {
    background: white;
    padding: 32px;
    border-radius: var(--border-radius-lg);
    box-shadow: var(--shadow-sm);
}

.category-icon {
    font-size: 32px;
    margin-bottom: 16px;
}

.help-category ul {
    list-style: none;
}

.help-category li {
    margin-bottom: 8px;
}

.help-category a {
    color: var(--color-text);
    text-decoration: none;
    transition: var(--transition);
}

.help-category a:hover {
    color: var(--color-accent);
}

/* Emergency Contact */
.emergency-contact {
    padding: 60px 0;
    background: var(--color-error);
    color: white;
}

.emergency-actions {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 32px;
    margin-top: 32px;
}

.emergency-action {
    display: flex;
    align-items: flex-start;
    gap: 16px;
}

.action-icon {
    font-size: 32px;
    flex-shrink: 0;
}

.action-content h3 {
    margin-bottom: 8px;
}

/* Office Locations */
.office-locations {
    padding: 80px 0;
    background: white;
}

.locations-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 32px;
}

.location {
    text-align: center;
    padding: 32px;
    background: var(--color-primary);
    border-radius: var(--border-radius-lg);
}

.location h3 {
    font-family: var(--font-serif);
    margin-bottom: 16px;
    color: var(--color-secondary);
}

.location-details p {
    margin-bottom: 4px;
    color: var(--color-text-light);
}

/* About Page Styles */
.mission-vision {
    padding: 80px 0;
    background: white;
}

.mission-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 64px;
}

.mission-item h2 {
    font-family: var(--font-serif);
    font-size: 2rem;
    margin-bottom: 24px;
    color: var(--color-secondary);
}

.company-stats {
    padding: 60px 0;
    background: var(--color-secondary);
    color: white;
}

.stats-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 32px;
}

.stat-item {
    text-align: center;
}

.stat-item .stat-number {
    font-size: 2.5rem;
    font-weight: 600;
    color: var(--color-accent);
    display: block;
    margin-bottom: 8px;
}

.stat-item .stat-label {
    font-size: 0.875rem;
    opacity: 0.9;
}

/* Leadership Team */
.leadership {
    padding: 80px 0;
    background: var(--color-primary);
}

.team-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 32px;
}

.team-member {
    text-align: center;
    background: white;
    padding: 32px;
    border-radius: var(--border-radius-lg);
    box-shadow: var(--shadow-sm);
}

.member-photo {
    width: 80px;
    height: 80px;
    margin: 0 auto 16px;
    border-radius: 50%;
    background: var(--color-accent);
    display: flex;
    align-items: center;
    justify-content: center;
}

.photo-placeholder {
    color: white;
    font-weight: 600;
    font-size: 1.25rem;
}

.member-title {
    color: var(--color-accent);
    font-weight: 600;
    margin-bottom: 8px;
}

.member-bio {
    color: var(--color-text-light);
    font-size: 0.875rem;
    line-height: 1.5;
}

/* Company Values */
.company-values {
    padding: 80px 0;
    background: white;
}

.values-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 32px;
}

.value-item {
    text-align: center;
    padding: 32px;
}

.value-icon {
    font-size: 48px;
    margin-bottom: 16px;
}

.value-item h3 {
    font-family: var(--font-serif);
    margin-bottom: 16px;
    color: var(--color-secondary);
}

/* Careers */
.careers {
    padding: 80px 0;
    background: var(--color-primary);
}

.careers-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 64px;
    align-items: center;
}

.career-benefits {
    margin: 24px 0;
}

.benefit {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 12px;
}

.benefit-icon {
    font-size: 20px;
}

.careers-visual {
    text-align: center;
}

.office-image {
    background: var(--color-border);
    border-radius: var(--border-radius-lg);
    padding: 60px 40px;
    color: var(--color-text-light);
}

.image-placeholder span {
    font-size: 48px;
    display: block;
    margin-bottom: 16px;
}

/* Press & Awards */
.press-awards {
    padding: 80px 0;
    background: white;
}

.awards-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 32px;
    margin-bottom: 64px;
}

.award-item {
    text-align: center;
    padding: 24px;
    background: var(--color-primary);
    border-radius: var(--border-radius-lg);
}

.award-year {
    background: var(--color-accent);
    color: white;
    padding: 4px 12px;
    border-radius: 12px;
    font-size: 0.875rem;
    font-weight: 600;
    display: inline-block;
    margin-bottom: 12px;
}

.award-source {
    color: var(--color-text-light);
    font-size: 0.875rem;
}

.press-mentions {
    text-align: center;
}

.press-logos {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 32px;
    flex-wrap: wrap;
    margin-top: 24px;
}

.press-logo {
    font-weight: 600;
    color: var(--color-text-light);
    opacity: 0.6;
    transition: var(--transition);
}

.press-logo:hover {
    opacity: 1;
}

/* Regulatory Info */
.regulatory-info {
    padding: 80px 0;
    background: var(--color-primary);
}

.regulatory-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 32px;
}

.regulatory-item {
    background: white;
    padding: 32px;
    border-radius: var(--border-radius-lg);
    box-shadow: var(--shadow-sm);
}

.regulatory-item h3 {
    font-family: var(--font-serif);
    margin-bottom: 16px;
    color: var(--color-secondary);
}

/* Privacy Section */
.privacy-section {
    padding: 80px 0;
    background: white;
}

.privacy-content {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 32px;
    margin-bottom: 48px;
}

.privacy-item h3 {
    font-family: var(--font-serif);
    margin-bottom: 16px;
    color: var(--color-secondary);
}

.privacy-links {
    text-align: center;
    display: flex;
    justify-content: center;
    gap: 32px;
    flex-wrap: wrap;
}

.privacy-link {
    color: var(--color-accent);
    text-decoration: none;
    font-weight: 600;
    transition: var(--transition);
}

.privacy-link:hover {
    text-decoration: underline;
}

/* Security Features */
.security-features {
    padding: 80px 0;
    background: var(--color-primary);
}

.security-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 32px;
}

.security-item {
    background: white;
    padding: 32px;
    border-radius: var(--border-radius-lg);
    text-align: center;
    box-shadow: var(--shadow-sm);
}

.security-icon {
    font-size: 48px;
    margin-bottom: 16px;
}

.security-item h3 {
    font-family: var(--font-serif);
    margin-bottom: 16px;
    color: var(--color-secondary);
}

/* ATM Network */
.atm-network {
    padding: 80px 0;
    background: white;
}

.atm-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 64px;
    align-items: center;
}

.atm-benefits {
    margin: 32px 0;
}

.atm-benefit {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 16px;
}

.benefit-icon {
    font-size: 20px;
}

.atm-visual {
    text-align: center;
}

.atm-map {
    background: var(--color-primary);
    border-radius: var(--border-radius-lg);
    padding: 60px;
    position: relative;
}

.map-placeholder {
    position: relative;
    height: 200px;
}

.map-pin {
    position: absolute;
    font-size: 24px;
    animation: bounce 2s infinite;
}

.map-pin:nth-child(1) { top: 20%; left: 20%; }
.map-pin:nth-child(2) { top: 40%; left: 60%; }
.map-pin:nth-child(3) { top: 60%; left: 30%; }
.map-pin:nth-child(4) { top: 30%; left: 80%; }
.map-pin:nth-child(5) { top: 70%; left: 70%; }

@keyframes bounce {
    0%, 20%, 50%, 80%, 100% { transform: translateY(0); }
    40% { transform: translateY(-10px); }
    60% { transform: translateY(-5px); }
}

/* Customer Support */
.customer-support {
    padding: 80px 0;
    background: var(--color-primary);
}

.support-options {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 32px;
}

.support-option {
    background: white;
    padding: 32px;
    border-radius: var(--border-radius-lg);
    text-align: center;
    box-shadow: var(--shadow-sm);
}

.support-icon {
    font-size: 48px;
    margin-bottom: 16px;
}

.support-option h3 {
    font-family: var(--font-serif);
    margin-bottom: 16px;
    color: var(--color-secondary);
}

.support-link {
    color: var(--color-accent);
    text-decoration: none;
    font-weight: 600;
    transition: var(--transition);
}

.support-link:hover {
    text-decoration: underline;
}

/* Account CTA */
.account-cta {
    padding: 80px 0;
    background: var(--color-secondary);
    color: white;
    text-align: center;
}

.cta-content h2 {
    font-family: var(--font-serif);
    font-size: 2.5rem;
    margin-bottom: 16px;
}

.cta-content p {
    font-size: 1.25rem;
    margin-bottom: 32px;
    opacity: 0.9;
}

.cta-buttons {
    display: flex;
    justify-content: center;
    gap: 16px;
    margin-bottom: 24px;
}

.cta-note {
    font-size: 0.875rem;
    opacity: 0.7;
}

/* Contact FAQ */
.contact-faq {
    padding: 80px 0;
    background: white;
}

.faq-list {
    max-width: 800px;
    margin: 0 auto;
}

.contact-faq .faq-item {
    background: var(--color-primary);
    padding: 24px;
    border-radius: var(--border-radius-lg);
    margin-bottom: 16px;
}

.contact-faq .faq-item h4 {
    font-family: var(--font-serif);
    margin-bottom: 12px;
    color: var(--color-secondary);
}

/* Rewards Program */
.rewards-program {
    padding: 80px 0;
    background: var(--color-primary);
}

.rewards-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 32px;
}

.reward-feature {
    background: white;
    padding: 32px;
    border-radius: var(--border-radius-lg);
    text-align: center;
    box-shadow: var(--shadow-sm);
}

.reward-icon {
    font-size: 48px;
    margin-bottom: 16px;
}

.reward-feature h3 {
    font-family: var(--font-serif);
    margin-bottom: 16px;
    color: var(--color-secondary);
}

/* Terms and Conditions */
.terms-content {
    padding: 80px 0;
    background: white;
}

.terms-document {
    max-width: 800px;
    margin: 0 auto;
    line-height: 1.7;
}

.terms-section {
    margin-bottom: 48px;
}

.terms-section h2 {
    font-family: var(--font-serif);
    font-size: 1.75rem;
    margin-bottom: 24px;
    color: var(--color-secondary);
    border-bottom: 2px solid var(--color-accent);
    padding-bottom: 8px;
}

.terms-section h3 {
    font-family: var(--font-serif);
    font-size: 1.25rem;
    margin: 24px 0 16px;
    color: var(--color-secondary);
}

.terms-section p {
    margin-bottom: 16px;
    color: var(--color-text);
}

.terms-section ul {
    margin: 16px 0 16px 24px;
    color: var(--color-text);
}

.terms-section li {
    margin-bottom: 8px;
}

.contact-info {
    background: var(--color-primary);
    padding: 24px;
    border-radius: var(--border-radius);
    margin: 16px 0;
}

.terms-footer {
    background: var(--color-warning);
    color: var(--color-secondary);
    padding: 24px;
    border-radius: var(--border-radius);
    margin-top: 48px;
    border-left: 4px solid var(--color-accent);
}

/* Hero Buttons */
.hero-buttons {
    display: flex;
    gap: 16px;
    align-items: center;
}

.hero-buttons .btn-secondary {
    text-decoration: none;
}

/* Cards Showcase */
.cards-showcase {
    padding: 80px 0;
    background: white;
}

.cards-showcase h2 {
    font-family: var(--font-serif);
    font-size: 2.5rem;
    text-align: center;
    margin-bottom: 64px;
    color: var(--color-secondary);
}

.cards-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
    gap: 32px;
}

.card-option {
    background: var(--color-primary);
    border-radius: var(--border-radius-lg);
    padding: 32px;
    text-align: center;
    transition: var(--transition);
    border: 2px solid transparent;
}

.card-option.featured {
    border-color: var(--color-accent);
    transform: scale(1.02);
}

.card-option:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
}

.card-visual {
    width: 200px;
    height: 125px;
    margin: 0 auto 24px;
    border-radius: 12px;
    background: linear-gradient(135deg, var(--color-secondary), var(--color-accent));
    position: relative;
    overflow: hidden;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    padding: 16px;
    color: white;
    font-family: 'Courier New', monospace;
}

.card-visual.platinum {
    background: linear-gradient(135deg, #2C3E50 0%, #34495E 50%, #D4AF37 100%);
}

.card-visual.elite {
    background: linear-gradient(135deg, #1A1A1A 0%, #2D2D2D 50%, #FFD700 100%);
}

.card-visual.secured {
    background: linear-gradient(135deg, #4A5568 0%, #718096 50%, #A0AEC0 100%);
}

.card-visual::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -50%;
    width: 100px;
    height: 100px;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 50%;
    z-index: 1;
}

.card-brand {
    font-size: 14px;
    font-weight: 600;
    text-transform: lowercase;
    font-family: var(--font-serif);
    z-index: 2;
    position: relative;
}

.card-chip {
    width: 24px;
    height: 18px;
    background: linear-gradient(45deg, #FFD700, #FFA500);
    border-radius: 3px;
    margin: 8px 0;
    position: relative;
    z-index: 2;
}

.card-number-mini {
    font-size: 11px;
    letter-spacing: 1px;
    margin: 4px 0;
    z-index: 2;
    position: relative;
}

.card-holder {
    font-size: 8px;
    font-weight: 600;
    letter-spacing: 0.5px;
    z-index: 2;
    position: relative;
}

.card-mini {
    width: 60px;
    height: 38px;
    border-radius: 6px;
    background: linear-gradient(135deg, #333, #666);
    position: relative;
    overflow: hidden;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    padding: 6px;
    color: white;
    font-family: 'Courier New', monospace;
}

.card-mini.platinum {
    background: linear-gradient(135deg, #2C3E50, #D4AF37);
}

.card-mini.elite {
    background: linear-gradient(135deg, #1A1A1A, #FFD700);
}

.card-mini.secured {
    background: linear-gradient(135deg, #4A5568, #A0AEC0);
}

.card-mini::before {
    content: '';
    position: absolute;
    top: -20%;
    right: -20%;
    width: 20px;
    height: 20px;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 50%;
}

.card-mini-brand {
    font-size: 6px;
    font-weight: 600;
    font-family: var(--font-serif);
    z-index: 2;
    position: relative;
}

.card-mini-number {
    font-size: 5px;
    letter-spacing: 0.5px;
    z-index: 2;
    position: relative;
}

.card-large {
    width: 300px;
    height: 190px;
    border-radius: 16px;
    background: linear-gradient(135deg, var(--color-secondary), var(--color-accent));
    margin: 0 auto;
    box-shadow: var(--shadow-xl);
    position: relative;
    overflow: hidden;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    padding: 24px;
    color: white;
    font-family: 'Courier New', monospace;
}

.platinum-large {
    background: linear-gradient(135deg, #2C3E50 0%, #34495E 50%, #D4AF37 100%);
}

.elite-large {
    background: linear-gradient(135deg, #1A1A1A 0%, #2D2D2D 50%, #FFD700 100%);
}

.secured-large {
    background: linear-gradient(135deg, #4A5568 0%, #718096 50%, #A0AEC0 100%);
}

.card-large::before {
    content: '';
    position: absolute;
    top: -30%;
    right: -30%;
    width: 120px;
    height: 120px;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 50%;
    z-index: 1;
}

.card-large-brand {
    font-size: 20px;
    font-weight: 600;
    text-transform: lowercase;
    font-family: var(--font-serif);
    z-index: 2;
    position: relative;
}

.card-large-chip {
    width: 32px;
    height: 24px;
    background: linear-gradient(45deg, #FFD700, #FFA500);
    border-radius: 4px;
    margin: 12px 0;
    position: relative;
    z-index: 2;
}

.card-large-number {
    font-size: 16px;
    letter-spacing: 2px;
    margin: 8px 0;
    z-index: 2;
    position: relative;
}

.card-large-details {
    display: flex;
    justify-content: space-between;
    align-items: end;
    z-index: 2;
    position: relative;
}

.card-large-holder {
    font-size: 12px;
    font-weight: 600;
    letter-spacing: 1px;
}

.card-large-expiry {
    font-size: 12px;
}

.apr-rate {
    font-size: 1.25rem;
    font-weight: 600;
    color: var(--color-accent);
    margin-bottom: 16px;
}

.card-option h3 {
    font-family: var(--font-serif);
    font-size: 1.5rem;
    margin-bottom: 16px;
    color: var(--color-secondary);
}

.card-option ul {
    list-style: none;
    text-align: left;
    margin-bottom: 24px;
}

.card-option li {
    padding: 8px 0;
    position: relative;
    padding-left: 24px;
}

.card-option li::before {
    content: '✓';
    position: absolute;
    left: 0;
    color: var(--color-success);
    font-weight: bold;
}

/* Card Comparison Table */
.card-comparison {
    padding: 80px 0;
    background: var(--color-primary);
}

.comparison-table {
    background: white;
    border-radius: var(--border-radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-lg);
}

.comparison-header {
    display: grid;
    grid-template-columns: 1fr 1fr 1fr 1fr;
    background: var(--color-secondary);
    color: white;
    padding: 24px 16px;
}

.card-column {
    text-align: center;
    position: relative;
    padding: 16px 8px;
}

.card-column.featured {
    background: var(--color-accent);
    color: var(--color-secondary);
}

.card-column h3 {
    font-family: var(--font-serif);
    font-size: 1.125rem;
    margin-bottom: 12px;
}

.popular-badge {
    position: absolute;
    top: -8px;
    left: 50%;
    transform: translateX(-50%);
    background: var(--color-success);
    color: white;
    padding: 4px 12px;
    border-radius: 12px;
    font-size: 12px;
    font-weight: 600;
    z-index: 10;
}

.feature-column {
    padding: 16px;
    font-weight: 600;
    color: white;
}



.comparison-row {
    display: grid;
    grid-template-columns: 1fr 1fr 1fr 1fr;
    padding: 16px;
    border-bottom: 1px solid var(--color-border);
}

.comparison-row:nth-child(even) {
    background: var(--color-primary);
}

.feature-name {
    font-weight: 600;
    color: var(--color-secondary);
    padding: 16px;
}

.feature-value {
    text-align: center;
    color: var(--color-text);
}

.comparison-actions {
    display: grid;
    grid-template-columns: 1fr 1fr 1fr 1fr;
    padding: 24px 16px;
    background: var(--color-primary);
}

.action-cell {
    text-align: center;
}

/* Card Details */
.card-details {
    padding: 80px 0;
    background: white;
}

.card-detail-item {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 64px;
    align-items: center;
    margin-bottom: 80px;
}

.card-detail-item:nth-child(even) {
    direction: rtl;
}

.card-detail-item:nth-child(even) > * {
    direction: ltr;
}

.card-tagline {
    font-size: 1.125rem;
    color: var(--color-text-light);
    margin-bottom: 32px;
}

.detail-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 32px;
}

.detail-section h4 {
    font-family: var(--font-serif);
    font-size: 1.25rem;
    margin-bottom: 16px;
    color: var(--color-secondary);
}

.detail-section ul {
    list-style: none;
}

.detail-section li {
    padding: 6px 0;
    position: relative;
    padding-left: 20px;
}

.detail-section li::before {
    content: '•';
    position: absolute;
    left: 0;
    color: var(--color-accent);
    font-weight: bold;
}

.card-large {
    width: 300px;
    height: 190px;
    border-radius: 16px;
    background: linear-gradient(135deg, var(--color-secondary), var(--color-accent));
    margin: 0 auto;
    box-shadow: var(--shadow-xl);
}

.platinum-large {
    background: linear-gradient(135deg, #2C3E50, #D4AF37);
}

.elite-large {
    background: linear-gradient(135deg, #1A1A1A, #FFD700);
}

.secured-large {
    background: linear-gradient(135deg, #4A5568, #A0AEC0);
}

/* Banking Page Styles */
.banking-hero {
    background: linear-gradient(135deg, var(--color-secondary) 0%, var(--color-accent) 100%);
    color: white;
}

.banking-hero h1,
.banking-hero p {
    color: white;
}

.hero-stats {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 32px;
    margin-top: 48px;
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
}

.stat {
    text-align: center;
}

.stat-number {
    font-size: 2.5rem;
    font-weight: 600;
    color: var(--color-accent);
    display: block;
}

.stat-label {
    font-size: 0.875rem;
    opacity: 0.9;
}

.banking-products {
    padding: 80px 0;
    background: var(--color-primary);
}

.products-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 32px;
}

.product-card {
    background: white;
    padding: 32px;
    border-radius: var(--border-radius-lg);
    text-align: center;
    box-shadow: var(--shadow-md);
    transition: var(--transition);
    border: 2px solid transparent;
}

.product-card.featured {
    border-color: var(--color-accent);
    transform: scale(1.02);
}

.product-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
}

.product-icon {
    font-size: 48px;
    margin-bottom: 16px;
}

.product-rate {
    font-size: 1.5rem;
    font-weight: 600;
    color: var(--color-accent);
    margin-bottom: 24px;
}

/* Mobile Banking */
.mobile-banking {
    padding: 80px 0;
    background: white;
}

.mobile-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 64px;
    align-items: center;
}

.mobile-features {
    margin: 32px 0;
}

.mobile-feature {
    display: flex;
    align-items: center;
    gap: 16px;
    margin-bottom: 24px;
}

.mobile-feature .feature-icon {
    font-size: 24px;
}

.feature-text h4 {
    font-weight: 600;
    margin-bottom: 4px;
    color: var(--color-secondary);
}

.feature-text p {
    color: var(--color-text-light);
    font-size: 0.875rem;
}

.app-download {
    display: flex;
    gap: 16px;
    margin-top: 32px;
}

.app-store-btn {
    background: var(--color-secondary);
    color: white;
    padding: 12px 24px;
    border-radius: var(--border-radius);
    text-decoration: none;
    font-weight: 600;
    transition: var(--transition);
}

.app-store-btn:hover {
    background: var(--color-accent);
}

.phone-mockup {
    width: 250px;
    height: 500px;
    background: var(--color-secondary);
    border-radius: 25px;
    padding: 20px;
    margin: 0 auto;
    box-shadow: var(--shadow-xl);
}

.phone-screen {
    width: 100%;
    height: 100%;
    background: white;
    border-radius: 15px;
    padding: 20px;
}

.app-header {
    text-align: center;
    margin-bottom: 24px;
}

.balance {
    font-size: 1.5rem;
    font-weight: 600;
    color: var(--color-secondary);
}

.account-name {
    font-size: 0.875rem;
    color: var(--color-text-light);
}

.quick-actions {
    display: flex;
    gap: 8px;
    margin-bottom: 24px;
}

.action-btn {
    flex: 1;
    background: var(--color-primary);
    padding: 8px;
    border-radius: 8px;
    text-align: center;
    font-size: 0.75rem;
    font-weight: 600;
    color: var(--color-secondary);
}

.transaction {
    display: flex;
    justify-content: space-between;
    padding: 8px 0;
    border-bottom: 1px solid var(--color-border);
    font-size: 0.875rem;
}

/* Demo subtitle */
.demo-subtitle {
    color: var(--color-text-light);
    font-size: 0.875rem;
    margin-bottom: 24px;
    text-align: center;
}

/* Process Steps */
.application-process {
    padding: 80px 0;
    background: var(--color-primary);
}

.process-steps {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 32px;
    margin-bottom: 48px;
}

.step {
    text-align: center;
}

.step-number {
    width: 48px;
    height: 48px;
    background: var(--color-accent);
    color: white;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 600;
    font-size: 1.25rem;
    margin: 0 auto 16px;
}

.step h3 {
    font-family: var(--font-serif);
    margin-bottom: 8px;
    color: var(--color-secondary);
}

.process-cta {
    text-align: center;
}

/* Section Subtitles */
.section-subtitle {
    text-align: center;
    font-size: 1.125rem;
    color: var(--color-text-light);
    margin-bottom: 48px;
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
}

/* Checkbox Styling */
.checkbox-group {
    margin: 24px 0;
}

.checkbox-label {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    cursor: pointer;
    font-size: 0.875rem;
    line-height: 1.4;
    color: var(--color-text);
}

.checkbox-label input[type="checkbox"] {
    display: none;
}

.checkmark {
    width: 18px;
    height: 18px;
    border: 2px solid var(--color-border);
    border-radius: 4px;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: var(--transition);
    flex-shrink: 0;
    margin-top: 2px;
}

.checkbox-label input[type="checkbox"]:checked + .checkmark {
    background: var(--color-accent);
    border-color: var(--color-accent);
}

.checkbox-label input[type="checkbox"]:checked + .checkmark::after {
    content: '✓';
    color: white;
    font-size: 12px;
    font-weight: bold;
}

.checkbox-label:hover .checkmark {
    border-color: var(--color-accent);
}

/* Responsive Design */
@media (max-width: 768px) {
    .nav-links {
        gap: 16px;
    }
    
    .nav-links a {
        display: none;
    }
    
    .hero .container {
        grid-template-columns: 1fr;
        gap: 40px;
        text-align: center;
    }
    
    .hero-title {
        font-size: 2.5rem;
    }
    
    .card-mockup {
        width: 320px;
        height: 200px;
        transform: none;
    }
    
    .features-grid {
        grid-template-columns: 1fr;
        gap: 32px;
    }
    
    .pricing-grid {
        grid-template-columns: 1fr;
    }
    
    .hero-buttons {
        flex-direction: column;
        align-items: stretch;
    }
    
    .cards-grid {
        grid-template-columns: 1fr;
    }
    
    .card-option.featured {
        transform: none;
    }
    
    .comparison-header,
    .comparison-row,
    .comparison-actions {
        grid-template-columns: 1fr;
        gap: 16px;
    }
    
    .comparison-header {
        text-align: center;
    }
    
    .card-detail-item {
        grid-template-columns: 1fr;
        gap: 32px;
        text-align: center;
    }
    
    .card-detail-item:nth-child(even) {
        direction: ltr;
    }
    
    .detail-grid {
        grid-template-columns: 1fr;
    }
    
    .hero-stats {
        grid-template-columns: 1fr;
        gap: 24px;
    }
    
    .products-grid {
        grid-template-columns: 1fr;
    }
    
    .product-card.featured {
        transform: none;
    }
    
    .mobile-content {
        grid-template-columns: 1fr;
        gap: 32px;
    }
    
    .app-download {
        flex-direction: column;
    }
    
    .process-steps {
        grid-template-columns: 1fr;
    }
    
    .form-row {
        grid-template-columns: 1fr;
    }
    
    .contact-grid {
        grid-template-columns: 1fr;
    }
    
    .help-categories {
        grid-template-columns: 1fr;
    }
    
    .emergency-actions {
        grid-template-columns: 1fr;
    }
    
    .locations-grid {
        grid-template-columns: 1fr;
    }
    
    .mission-grid {
        grid-template-columns: 1fr;
        gap: 32px;
    }
    
    .stats-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .team-grid {
        grid-template-columns: 1fr;
    }
    
    .values-grid {
        grid-template-columns: 1fr;
    }
    
    .careers-content {
        grid-template-columns: 1fr;
        gap: 32px;
    }
    
    .awards-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .press-logos {
        gap: 16px;
    }
    
    .regulatory-grid {
        grid-template-columns: 1fr;
    }
    
    .privacy-content {
        grid-template-columns: 1fr;
    }
    
    .privacy-links {
        flex-direction: column;
        gap: 16px;
    }
    
    .security-grid {
        grid-template-columns: 1fr;
    }
    
    .atm-content {
        grid-template-columns: 1fr;
        gap: 32px;
    }
    
    .support-options {
        grid-template-columns: 1fr;
    }
    
    .cta-buttons {
        flex-direction: column;
        align-items: center;
    }
    
    .rewards-grid {
        grid-template-columns: 1fr;
    }
    
    .terms-document {
        padding: 0 16px;
    }
    
    .terms-section h2 {
        font-size: 1.5rem;
    }
    
    .faq-grid {
        grid-template-columns: 1fr;
    }
    
    .footer-content {
        grid-template-columns: 1fr;
        gap: 32px;
    }
    
    .footer-links {
        grid-template-columns: 1fr;
        gap: 24px;
    }
    
    .trust-logos {
        gap: 24px;
    }
}

@media (max-width: 480px) {
    .container {
        padding: 0 16px;
    }
    
    .hero {
        padding: 100px 0 60px;
    }
    
    .hero-title {
        font-size: 2rem;
    }
    
    .demo-form,
    .demo-result {
        padding: 24px;
    }
    
    .page-hero h1 {
        font-size: 2rem;
    }
    
    .phone-mockup {
        width: 200px;
        height: 400px;
    }
    
    .stat-number {
        font-size: 2rem;
    }
    
    .stats-grid {
        grid-template-columns: 1fr;
    }
    
    .awards-grid {
        grid-template-columns: 1fr;
    }
}
    
    .card-mockup {
        width: 280px;
        height: 180px;
    }
}